After the flurry of spending on holiday gifts, travel, and entertaining, many shoppers shift from splurging to belt-tightening during the winter months. Restoring financial wellness and getting bank account balances back to a comfortable place becomes paramount.
But winter doesn't need to be a season of deprivation. For 20 years, Cartera has built and run loyalty programs whose most successful members know how to maximize their rewards, even — or especially — after a holiday splurge. They don't just earn loyalty rewards; they accelerate them. Here's how:
Earn More On Everyday Essentials
Loyalty shopping programs aren't just for big-ticket purchases; they're powerful tools for making your everyday spending work harder. Our merchant partners offer extra rewards and bonus opportunities on essentials you're already buying, including:
Groceries, Pet Supplies, Health & Beauty
Stocking your pantry and keeping your home running smoothly are unavoidable expenses. Don't miss out on extra rewards for these must-haves.Fitness & Wellness
Investing in your health this winter? Earn rewards on activewear, gym equipment, healthy meal kits, or nutrition programs.Home Goods & Services
Whether it's a new appliance, fresh linens, or an essential home repair, maximize rewards (and often find winter deals) on purchases that enhance your living space.Everything Else
Cartera's vast network of 1,000+ retail partners covers virtually every purchase. Earn rewards on glasses & contacts, tax prep, new tires, mobile & wireless, streaming services, prescriptions, mattress replacements, and so much more.
Maximize Rewards: Shop Everywhere, Accelerate Every Time
Shop Online & In Stores
Use your Shop & Earn program memberships wherever you shop. The savviest loyalty shoppers leverage their programs both online and in stores to consistently accelerate their earn. Did you know that Cartera programs partner with thousands of in-store locations, allowing you to earn right at the register? Just remember to link offers to the credit card you use at checkout.Get the Browser Extension
A great way to accelerate your earning, the browser extensions designed for our loyalty programs will alert you to extra-reward offers while you shop, tell you if a product is available for a better price elsewhere, and automatically apply coupons at checkout. Plus, they're easy to use and totally free.Opt-In for Email
Stay informed about bonus promotions and special discounts. Signing up for your program's email list ensures you're always aware of the latest ways to accelerate your earnings.
Stack It Up: Build Savings, Plus Loyalty & Credit Card Rewards
Serious rewards earners understand that stacking benefits equals success. By combining these three strategies, you increase your overall return on every dollar spent.
Save Money First
Always take advantage of promotional offers, coupons, and discounts to secure the lowest price.Earn Loyalty Rewards
Start every online shopping trip through your loyalty program's portal to earn rewards on your purchase.Double Down & Stack Up with Credit Card Rewards
Fortify your loyalty program earnings with the rewards-per-dollar you earn by using your preferred credit card.
Redemption: Making Your Earnings Count
While our focus is on accelerating your earnings, remember that redeeming your rewards is crucial for experiencing the full value of your hard work. Keep an eye on your account balance and explore all the redemption options available through your program to ensure that your loyalty pays off.